Signature Privacy Notice

Developments in technology allow us to manage and maintain customer information in a way that permits us to provide you with a broad range of financial products and services as effectively and conveniently as possible. Protecting your privacy is imperative to Signature Bank and Signature Securities Group Corporation (together, "Signature") and to our employees. We value the trust you place in us to protect your personal financial information. Maintaining trust and confidentiality is one of the core objectives of Signature. The following policy serves as the standard for Signature employees for collection, use, retention, and security of nonpublic personal information.

INFORMATION WE COLLECT

We may collect "nonpublic personal information" about clients from the following sources:

• Information we receive from clients on applications or other forms;
• Information about client transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

INFORMATION WE SHARE

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law. We are permitted by law to share nonpublic personal information with other organizations to provide you with products and services, or to report to credit bureaus, and prevent fraud. For example, we may disclose some of the information we collect, as described above, with other organizations with whom we have joint marketing agreements. We only enter into joint marketing agreements in order to provide you with additional benefits and products of value. We require that these organizations meet our privacy standards and only use such information for the purpose of offering you these benefits and products. In order to facilitate the servicing of client accounts or to provide you with access to financial products and services that are tailored to fit your needs, we may share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with each other and with our other affiliates that provide financial services.

If you decide to close your account(s) or become an inactive client, we will continue to adhere to the privacy policies and practices described in this notice.

HOW WE SAFEGUARD YOUR INFORMATION

We restrict access to nonpublic personal information about you only to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.