Provide your business with access to immediate short-term credit that can be used by authorized employees for client entertainment, travel, and small business-related purchases. A business credit card program is easy to use and can be monitored carefully to ensure proper controls through centralized billing and reporting.
Standard business benefits with no annual fee. An introductory rate of 0.00% APR for the first 6 months on purchases and balance transfers. After that period, purchases and balance transfers will be at an APR of 9.99% - 20.99% based on your authorized officer and company's credit worthiness. Cash advances are offered at 23.99%. The APR will vary based on the Wall Street Journal's published Prime Rate.
This card is for businesses with less than $1 million in annual sales or who charge less than $250,000 per year.
Benefits include:
- Multiple users with credit lines allocated as requested
- Flexible billing options - individual or central billing (default)
- Your company’s name on card
- Visa® Virtual Advisor - an informative web resource for small business card members offering a series of online small business workshops and tools
- 24-Hour cardmember service
- Visa zero liability
- Verified by Visa
- $250,000 travel accident insurance
- Auto rental collision damage insurance
- Extended warranty and purchase protection
- Special Discounts with Visa Partner Advantage
- Employee misuse protection for terminated employee(s) misuse up to $100,000
Visa® Platinum Business Reward Card offers the same benefits as the Business Card plus earn your choice of rewards: merchandise, gift certificates, cash back in the form of a statement credit, “choose your own rewards” and travel:
Benefits include:
- Earn one point for every net dollar purchased
- Earn two points for every gas, restaurant and telecom purchase
- Earn 1% unlimited cash back
- 2,500 bonus points with first purchase
- No points earning cap
- Points good for 3 years
- No annual fee
Visa® Business Travel Reward Card offers the same benefits as the Business Card plus earn your choice of rewards: merchandise, gift certificates, cash back in the form of a statement credit, “choose your own rewards” and travel options:
Benefits include:
- Earn one point for every net dollar purchases
- Earn two points for every airline, train, rental, hotel and motel purchase
- Earn 1% unlimited cash back
- 5,000 bonus points with first purchase
- No points earning cap
- Points good for 5 years
- $50 annual company fee
- Additional employee cards are free
Exclusive Travel Card benefits:
- Visa® Concierge Service: a personal Concierge for assistance with dining reservations, travel information, rentals, health club referrals and more
- Visa® Dining: discounts, special offers and online information for over 250 fine dining restaurants in over 37 domestic and international metropolitan areas
- Hotel Savings: offers unparalleled cost savings, competitive advantages and flexibility to substantially reduce travel and entertainment spending
Please see the application disclosure, available at any of our locations, for a complete list of rates and additional charges that the card may accrue.