Provide your business with access to immediate short-term credit that can be used
by authorized employees for client entertainment, travel, and small business-related
purchases. A business credit card program is easy to use and can be monitored carefully
to ensure proper controls through centralized billing and reporting.
Standard business benefits with an introductory rate of 0% APR for the first six months. After that period, purchases and balance transfers will be at the Prime Rate + a margin. Based on your authorized officer and company's credit worthiness, the rate may range from Prime + 3.99% to Prime + 9.99%. Cash advances are offered at the Prime Rate + 15.99% (subject to a minimum APR of 20.99%). Quarterly adjustments to the APR will be based on the Wall Street Journal's published Prime Rate.
This card is for businesses with less than $1 million in annual sales or who charge less than $250,000 per year.
Benefits include:
- No annual fee
- Multiple users with credit lines allocated as requested
- Flexible billing options - individual or central billing (default)
- Employee misuse protection for terminated employee(s)
- Your company’s name on card
- Visa® Virtual Advisor - an informative web resource for small business card members offering a series of online small business workshops and tools
Travel benefits including:
- $250,000 travel accident insurance
- Free car rental collision damage coverage
- Extended warranty and purchase protection
- Special discounts with Visa Partner Advantage
Visa® Platinum Business Reward Card offers the same benefits as the Business Card plus earn your choice of rewards: merchandise, gift certificates, cash back in the form of a statement credit, and travel options:
Benefits include:
- One point for every dollar charged
- 1,000 enrollment bonus points
- No limit to the points earned each month
Visa® Business Travel Card offers the same benefits as the Business Card plus:
- Travel rewards: For a $55 annual program fee, card members earn double reward points on all travel and lodging purchases and earn one reward point for all other purchases for each net dollar charged to the account. Starting at 25,000 points, travel points can be redeemed for free round-trip tickets.
Benefits include:
- 2,500 enrollment bonus points
- No limit to the points earned each month
- Redeemable for free airfare on any airline, with no blackout dates or seating restrictions, merchandise, gift certificates, cash back in the form of a statement credit and more
Exclusive Travel Card benefits:
- Visa® Concierge Service: a personal Concierge for assistance with dining reservations, travel information, rentals, health club referrals and more
- Visa® Dining: discounts, special offers and online information for over 250 fine dining restaurants in over 37 domestic and international metropolitan areas
- Hotel Savings: offers unparalleled cost savings, competitive advantages and flexibility to substantially reduce travel and entertainment spending
Please see the application disclosure, available at any of our locations, for a complete list of rates and additional charges that the card may accrue.