Signature Bank offers several credit card plans to suit your needs. Review the program descriptions below and/or contact your banking representative with any questions. Then select the right card for you and apply by calling toll-free, 1.866.sigline.
A basic Visa® card with an introductory rate of 0% APR for the first six months. After that period, purchases will be at the Prime Rate + a margin. Based on your credit history and our experience with you, the rate may range from Prime + 3.99% to Prime + 14.99%. Cash advances are offered at the Prime Rate + 15.99% (subject to a minimum APR of 20.99%). Quarterly adjustments to the APR will be based on the Wall Street Journal's published Prime Rate. The $40 annual fee will be waived provided there is one purchase per year. Additional cards are available for family members at no cost.
Travel benefits include:
- Free car rental collision damage coverage
- Car rental discounts with Avis, National, and Hertz
- Replace lost tickets and obtain medical and legal referrals
- $500,000 travel accident insurance
- Extended warranty coverage (up to one year)
A no annual fee card that offers the same benefits as the Platinum Card in conjunction with a rewards program. The rewards program offers:
- Unlimited cap on point earning
- 1,000 bonus points with first purchase
- 1 point for every net purchase dollar charged to the account
- Rewards for merchandise, gift cards/certificates, airline tickets, magazine subscriptions, or cash back in the form a statement credit.
Offers the same benefits as the Platinum Card plus cash back on purchases made anywhere:
- Cash Program - Card members earn a cash rebate of a full 1% on all purchases.
- Unlimited cap on cash rebate earning
- Card members have the ability to request cash rebates via paper check any time of the year.
- The $40 annual fee is waived if there is at least one purchase per year (based on account opening date)
Designed for individuals with higher spending needs, expectations for superior purchasing power and the desire for exclusive benefits. This card offers increased spending capacity that combines the flexibility to revolve with the convenience of the no pre-set spending limit. Zero percent APR for the first 6 months on balance transfers. After that period, purchases and balance transfers will be at the Prime Rate + 3.99% to Prime Rate + 14.99%. Cash advances are offered at the Prime Rate + 15.99% (subject to a minimum APR of 20.99%). Quarterly adjustments to the APR will be based on the Wall Street Journal's published Prime Rate.
Benefits include:
- One point for every net purchase dollar charged to the account
- Redeemable for free airfare on any airline, with no blackout dates or seating restrictions, merchandise, gift certificates, cash back in the form of a statement credit and more
- 2,500 bonus points with first purchase
- No points earning maximum
- Unlimited reward earning potential
- Annual fee is $55
- Plus Additional Visa® Signature Card benefits:
- Auto rental collision damage waiver program
- Lost luggage reimbursement (up to $3K)
- Roadside dispatch
- Travel accident insurance (up to $1 million)
- Travel and emergency assistance services
Exclusive Visa® Signature Card benefits:
- Signature Access: preferred access to premium seats at select sports, entertainment and cultural events
- Signature Privileges: upgrades, discounts, VIP packages and preferred ticketing
- Signature Dining: exclusive reservations, specially reserved tables and valuable dining discounts
- Signature Concierge: a personal concierge for assistance with dining reservations, purchasing tickets and more
Note: All cash advances have a minimum APR of 20.99%. Please see the application disclosure, available at any of our locations, for a complete list of rates and additional charges that the card may accrue.