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Insurance Services

Signature Securities offers the full spectrum of life and disability insurance as a way to help you, particularly entrepreneurs, provide financial security in the event of the unexpected.

Signature Securities insurance capabilities range from simple term life to unique disability scenarios, such as those covering professional athletes, entertainers, and other high-risk professions. To your advantage, Signature Securities does not offer proprietary insurance products, nor do we promote one carrier over another. Our Signature Securities Financial Advisors recognize that each carrier is different and that unbiased selection is in your best interest. Our goal is to help you plan for the future while offering protection against the financial repercussions of a disabling injury, illness or even death.

  Life Insurance

Provide for the long-term financial needs of survivors by considering the purchase of either variable or traditional life insurance through your Signature Securities Financial Advisor. Together you will choose the right type of policy, provider, and terms to help ensure your survivors a comfortable standard of living while meeting your present financial goals.

  • Term Life: Simple and affordable plans that provide protection for a specific period of time; an excellent supplement or alternative to group-term life plans typically provided by employers
  • Whole Life: A policy that builds cash-value while protecting your family; features fixed premium payments for the life of the policy and accumulate tax deferred cash values that can be borrowed against, if necessary
  • Universal Life: A flexible plan that allows you to modify the death benefit or premiums over the life of the policy while accumulating tax deferred cash values
  • Variable Universal Life: A universal life policy with the added option of allocating cash values to one or more separate investment options
  Disability Insurance

Disability insurance is an important planning tool available to all general professions and specialists such as physicians and dentists. Work with your Signature Securities Financial Advisor to access top insurance providers who are selected for their financial strength, product breadth and their ability to provide disability policies with clear definitions and terms. Policy types include: Own, Modified, and Any Occupation.

Your Signature Securities Financial Advisor will review and recommended policies that include residual or partial disability, rehabilitation benefits, transplant and cosmetic surgery benefits, as well as capital sum benefit options. As a matter of best practice, your advisor will primarily introduce policies that are guaranteed renewable (premiums may rise for all policies in a given class with state regulator approvals) and/or noncancellable, meaning that the company agrees to continue to renew policies in the same form without an increase in premium until age 65.

Insurance services:
Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Are not a deposit or other obligation of the bank or any bank affiliate;
Are an obligation of the insurance company only;
Are not guaranteed, issued or underwritten by the FDIC, the bank or any bank affiliate;
Are not insured by any agency of the US, the bank or any bank affiliate;
Are not a condition to the provision or term of any banking service or activity;
Need not be negotiated or purchased through any particular person as a condition of any financial transaction or service;
May be purchased from any agent or company and the customer’s choice will not affect current or future credit decisions; and
Involve an investment risk, including possible loss of principal or loss of value. The market value of the investment may fluctuate, causing possible loss of principal amount invested.

Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees do not apply to the investment performance or safety of amounts held in the variable sub-accounts.

Neither Signature Securities Group nor its employees or agents provide tax or legal advice. You must consult your tax and legal advisors regarding your personal circumstances.

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No information on this web site should be considered a recommendation or solicitation to invest in a particular security or type of security.

Signature Securities Group Corporation ("SSG") is a registered broker dealer, registered investment adviser, and licensed insurance agency. SSG, Member FINRA/SIPC, is a wholly owned non-bank subsidiary of Signature Bank.

Securities, Insurance and Monogram Money Market Funds Program products are:

Signature Bank and SSG comply with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

Signature Bank, Member FDIC, is an Equal Housing Lender 

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