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Skip Navigation LinksHome > Personal Services > Personal Banking Accounts > Money Mkt. Funds Program

Monogram Money Market Funds Program


Providing Flexibility, Liquidity and Convenience

Signature is proud to offer our clients the Monogram Money Market Funds Program featuring Fidelity® Institutional Money Market and Goldman Sachs Treasury Instruments Portfolio funds shown below. Signature created this program to meet your short-term cash needs with flexibility, liquidity, the convenience of ATM, phone, and Internet access, as well as combined monthly statements. Click the name of the fund to view additional information on each fund.


NAME OF FUND DESCRIPTION ADVANTAGES INVESTS IN
FIDELITY PRIME FUND
Cash Management Funds
Capital Reserve Class
A general purpose fund Historically stable $1 share price*

Potentially high current yield

NAIC rated

AAAm rating by S&P® and Aaa by Moody's
U.S. government securities

Commercial paper

Domestic and foreign bank obligations

Repurchase agreements
FIDELITY TREASURY FUND
Cash Management Funds
Capital Reserve Class
Treasury Fund Historically stable $1 share price*

Added credit of U.S. government and agency banking

AAAm rating by S&P® and Aaa by Moody's

NAIC rated
U.S. Treasury Securities

Repurchase agreements
FIDELITY TREASURY ONLY PORTFOLIO Treasury Fund Historically stable $1 share price

Maximum credit safety

Exempt from income taxes in many states

NAIC rated
U.S. Treasury bills, notes, and bonds
FIDELITY TAX-EXEMPT FUND
Cash Management Funds
Capital Reserve Class
Federal Tax-Free Income Historically stable $1 share price*

Federal tax-free income**

May be state tax free1
Municipal securities issued by state and local governments
FIDELITY NEW YORK AMT TAX FREE MONEY MARKET FUND Federal and State Tax-free income with AMT protection Historically stable $1 share price

Highest-quality securities
Municipal money market securities

State-specific municipal securities whose interest is exempt from federal, state, and city personal income taxes
GOLDMAN SACHS FINANCIAL SQUARE TAX-EXEMPT NEW YORK FUND A high quality money market portfolio that invests primarily in municipal securities Historically stable $1 share price*

Federal and state tax-free income**
Municipal securities

* While the fund has historically maintained a stable net asset value of $1.00 per share, there is no guarantee that it will be able to do so in the future.

1 Consult your tax advisor for details.

Income exempt from federal income tax may be subject to state or local tax. A portion of the dividends you receive may be subject to federal and state income taxes. Any capital gains realized by the fund generally will be subject to taxation at each level.

** Fidelity Management and Research Company (“FMR”) or Goldman Sachs normally does not invest the fund's assets in municipal securities whose interest is subject to the federal alternative minimum tax.

Standard & Poor’s Ratings Group and Moody’s Investor Services ratings are subject to change and do not eliminate the risks of investing. Standard & Poor’s AAAm rating is defined by S&P as:“Safety is excellent. Superior capacity to maintain principal value and limit exposure to loss.” Moody’s Aaa rating is defined by Moody’s as:“Money market funds and bond funds rated Aaa are judged to be of an investment quality similar to Aaa-rated fixed income obligations, that is, they are judged to be of the best quality.”

Not FDIC Insured • May Lose Value • No Bank Guarantee


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No information on this web site should be considered a recommendation or solicitation to invest in a particular security or type of security.

Signature Securities Group Corporation ("SSG") is a registered broker dealer, registered investment adviser, and licensed insurance agency. SSG, Member FINRA/SIPC, is a wholly owned non-bank subsidiary of Signature Bank.

Securities, Insurance and Monogram Money Market Funds Program products are:
• NOT FDIC INSURED • NOT BANK GUARANTEED • MAY LOSE VALUE

Signature Bank and SSG comply with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

Signature Bank, Member FDIC, is an Equal Housing Lender 



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