Monogram Money Market Funds Program
Providing Flexibility, Liquidity and Convenience
Signature is proud to offer our clients the Monogram Money Market Funds Program featuring Fidelity® Institutional Money Market and Goldman Sachs Treasury Instruments Portfolio funds shown below. Signature created this program to meet your short-term cash needs with flexibility, liquidity, the convenience of ATM, phone, and Internet access, as well as combined monthly statements. Click the name of the fund to view additional information on each fund.
| NAME OF FUND |
DESCRIPTION |
ADVANTAGES |
INVESTS IN |
FIDELITY PRIME FUND
Cash Management Funds
Capital Reserve Class |
A general purpose fund |
Historically stable $1 share price*
Potentially high current yield
NAIC rated
AAAm rating by S&P® and Aaa by Moody's |
U.S. government securities
Commercial paper
Domestic and foreign bank obligations
Repurchase agreements |
FIDELITY TREASURY FUND
Cash Management Funds
Capital Reserve Class |
Treasury Fund |
Historically stable $1 share price*
Added credit of U.S. government and agency banking
AAAm rating by S&P® and Aaa by Moody's
NAIC rated
|
U.S. Treasury Securities
Repurchase agreements
|
|
FIDELITY TREASURY ONLY PORTFOLIO |
Treasury Fund |
Historically stable $1 share price
Maximum credit safety
Exempt from income taxes in many states
NAIC rated
|
U.S. Treasury bills, notes, and bonds
|
FIDELITY TAX-EXEMPT FUND
Cash Management Funds
Capital Reserve Class |
Federal Tax-Free Income† |
Historically stable $1 share price*
Federal tax-free income†**
May be state tax free1
|
Municipal securities issued by state and local governments |
|
FIDELITY NEW YORK AMT TAX FREE MONEY MARKET FUND |
Federal and State Tax-free income with AMT protection |
Historically stable $1 share price
Highest-quality securities
|
Municipal money market securities
State-specific municipal securities whose interest is exempt from federal, state, and city personal income taxes |
|
GOLDMAN SACHS INSTITUTIONAL LIQUID ASSETS TREASURY INSTRUMENTS PORTFOLIO |
Treasury fund |
Historically stable $1 share price*
AAAm-G rating by S&P® and Aaa by Moody's
NAIC rated
|
U.S. Treasury bills, notes, and bonds |
|
GOLDMAN SACHS INSTITUTIONAL LIQUID ASSETS TAX-EXEMPT NEW YORK PORTFOLIO |
A high quality money market portfolio that invests primarily in municipal securities |
Historically stable $1 share price*
Federal and state tax-free income†**
|
Municipal securities
|
* While the fund has historically maintained a stable net asset value of $1.00 per share, there is
no guarantee that it will be able to do so in the future.
1 Consult your tax advisor for details.
†Income exempt from federal income tax may be subject to state or local tax. A portion of
the dividends you receive may be subject to federal and state income taxes. Any capital
gains realized by the fund generally will be subject to taxation at each level.
** Fidelity Management and Research Company (“FMR”) or Goldman Sachs normally does
not invest the fund's assets in municipal securities whose interest is subject to the federal
alternative minimum tax.
Standard & Poor’s Ratings Group and Moody’s Investor Services ratings are subject to
change and do not eliminate the risks of investing. Standard & Poor’s AAAm rating is
defined by S&P as:“Safety is excellent. Superior capacity to maintain principal value and limit
exposure to loss.” Moody’s Aaa rating is defined by Moody’s as:“Money market funds and
bond funds rated Aaa are judged to be of an investment quality similar to Aaa-rated fixed
income obligations, that is, they are judged to be of the best quality.”
Not FDIC Insured • May Lose Value • No Bank Guarantee
|
|