Privacy & Security - Identity Theft

Tips to Protect Yourself from Identity Theft

Identity Theft occurs when someone uses your personal or business account information (non-public data that might include Social Security number, account number or other identifying information) without your permission to commit fraud, other financial crimes or theft of funds.  Identify Theft is a serious crime and can have a serious impact on your good name, credit record, and can wreak havoc with your finances, credit history, and reputation – and it can take time, money, and patience to resolve.

  • Protect your Social Security Number at all times. Don’t carry your Social Security card in your wallet. 
  • Keep your address and phone number(s) updated with the Bank to ensure you are receiving all Bank information. 
  • Personal information should not be shared on the phone, through the mail, or over the Internet unless you are confident of the recipient. 
  • Inspect your credit report. Order a copy of your credit report periodically from each of the three national credit bureaus from and monitor the reports. 
  • Be aware and contact your Bank if you receive unexpected bills, credit cards or account statements.

What to Do If You Are a Victim of Identity Theft

The Federal Trade Commission (FTC), the nation’s consumer protection agency, has prepared a guide to help you reduce the risk of identity theft happening to you and to repair the damage that identity theft can cause. Review the FTC “Taking Charge” guide by clicking on the link below. (Adobe Acrobat Reader is required to view this document.)

If you believe that you are a victim of Identity Theft, take action immediately and… 

1. Contact one of the nationwide credit reporting companies listed below and ask for a fraud alert on your personal or business credit report:

    Equifax (800) 525-6285
    Experian (888) 397-3742
    TransUnion (800) 680-7289 

2. Begin the reporting and recovery process by contacting the FTC by mail at:
    Federal Trade Commission,
    600 Pennsylvania Ave., NW, Washington, DC 20580.