Personal Accounts

ACCOUNT TYPE MINIMUM BALANCE MONTHLY FEE ACTIVITY FEE FEATURES CARD CHOICE
SIGNATURE PERSONAL CHECKING $4,000 checking or $15,000 combined Bank and Securities balances. $20 if below minimum balance requirement None No fee from Signature for using another bank's ATM MasterMoney™ Debit or ATM card.
MONOGRAM PERSONAL CHECKING $5,000 checking or $25,000 combined Bank and Securities balances. $30 if below minimum balance requirement. None No fee from Signature for using other bank's ATMs [4] MasterMoney™ Debit or ATM card. 
MONOGRAM INSURED MONEY MARKET ACCOUNT $5,000 $20 if below minimum balance requirement $15 per item if limit of 6 pre-authorized withdrawals is exceeded[1]. See details below. No fee from Signature for using another bank's ATM ATM card or link to Signature Bank debit card through checking account.
MONOGRAM MONEY MARKET FUNDS PROGRAM[2] $25,000 $20 if below minimum balance requirement $25 per cycle if limit of 6 pre-authorized withdrawals is exceeded[1]. See details below. No fee from Signature for using another bank's ATM ATM card or link to Signature Bank debit card through checking account.
PERSONAL NOW ACCOUNT  $10,000  $25 if below minimum balance requirement.  None  No fee from Signature for using another bank’s ATM  MasterMoney™ Debit or ATM card.
SIGNATURE BASIC CHECKING (BASIC BANKING)  NONE  $3 8 free withdrawals $1.50 for each additional withdrawal[3] No fee from Signature for using another bank’s ATM MasterMoney™ Debit or ATM card.
CERTIFICATES OF DEPOSIT  Certificates of Deposit are also available.
Please inquire with your banker in regards to current rates and terms.