Personal Accounts

ACCOUNT TYPE MINIMUM BALANCE MONTHLY FEE ACTIVITY FEE FEATURES CARD CHOICE
SIGNATURE PERSONAL CHECKING $4K checking or $15K combined Bank and Securities balances. $20 if average available balance is below the minimum. None No fee from Signature for using another bank's ATM MasterMoney™ Debit or ATM card.
MONOGRAM PERSONAL CHECKING $5K checking or $25K combined Bank and Securities balances. $30 if average available balance is below the minimum. None No fee from Signature; other bank's ATM fees reimbursed by Signature. MasterMoney™ Debit or ATM card.
MONOGRAM INSURED MONEY MARKET ACCOUNT $5K $20 if average available balance is below the minimum. $15 per item if limit of 6 pre-authorized withdrawals is exceeded[1]. See details below. No fee from Signature for using another bank's ATM ATM card or link to Signature Bank debit card through checking account.
MONOGRAM MONEY MARKET FUNDS PROGRAM[2] $25K $20 if average available balance is below the minimum. $25 per cycle if limit of 6 pre-authorized withdrawals is exceeded[1]. See details below. No fee from Signature for using another bank's ATM ATM card or link to Signature Bank debit card through checking account.
SIGNATURE BASIC CHECKING (BASIC BANKING)  NONE  $3 8 free withdrawals $1.50 for each additional withdrawal[3] No fee from Signature for using another bank’s ATM