Disability insurance is an important planning tool available to all general professions and specialists such as physicians and dentists. Work with your Signature Securities Financial Advisor to access top insurance providers who are selected for their financial strength, product breadth and their ability to provide disability policies with clear definitions and terms. Policy types include: Own, Modified, and Any Occupation.
Your Signature Securities Financial Advisor will review and recommended policies that include residual or partial disability, rehabilitation benefits, transplant and cosmetic surgery benefits, as well as capital sum benefit options. As a matter of best practice, your advisor will primarily introduce policies that are guaranteed renewable (premiums may rise for all policies in a given class with state regulator approvals) and/or noncancellable, meaning that the company agrees to continue to renew policies in the same form without an increase in premium until age 65.